Buying Real Estate In Carroll County
Buying a home is probably the largest financial investment you will ever make and requires some commitment and responsibility. However, it should be a very thrilling and rewarding experience. We feel privileged when we hand homebuyers the keys to their new home. Are you thinking about buying a new home?
Our experienced real estate professionals will be there to help you every step of the way. We want to make sure your experience is a smooth one and here are a few tips to make it happen.
Buying Properties in Carroll County
Buying a new home can be nerve racking and exciting all at the same time. Our goal is to make the process as hassle free as possible and fun as possible. There are many properties on the market and you are sure to find something in your price range and has the amenities you are looking for.
Tips to Buying Real Estate
One of the first things you should do when buying Carroll County real estate is to make sure you are pre-approved for a loan if you are going to need one. You will need the help of a lender to go over all your finances and determine a good price range that you can comfortably afford. There is still some zero down loans called "USDA" loans through the government but conditions on loans are much stricter than they were just 5 years ago. Be sure to sit down with a lender you trust and work out the best plan for your current situation.
As soon as you have the pre-approval letter in hand you are ready to view homes! Our website is a great place to start. We have all the latest real estate listings including all of the listings in New Hampshire and Maine. No matter where you find a property in the area, we can show it you and help you complete the transaction.
We help you determine the current market value for the property and submit an offer for seller's consideration including the pre-approval letter showing the seller you have already done your financial homework and are a serious buyer for their home.
After the offer is accepted, we recommend that a inspection take place. This is your opportunity to have a professional inspect the property and alert you to any possible issues regarding the condition of the property. This not something to overlook! This is a great way to get to know this property you are considering and be prepared for any issues in the future.
After all the inspection contingencies are satisfied we will be waiting for the lenders approval if you're financing the purchase before you can proceed to closing. This is typically a quiet time for the buyers but much of this time is spent packing and arranging home owners insurance. You may be requested to provide additional documents that may be needed by escrow or lending.
Once all the documents are completed you will be notified to attend the closing at which time you will sign all the paperwork. Be sure to ask all you questions you have on any of the documents you don't understand. This process typically takes an hour but can take longer if you would like explanations about the various documents. A good escrow company will be patient with you and explain all the documents. After the buyer and seller have signed the closing documents, the monies distributed and the deed recorded at the County Registry of Deeds, the keys are yours and you are welcome to your new home!
If you have questions or would like to see any of the homes in Carroll County you find on our site please feel free to give us a call or email us! We would love to help you in your search.